Do you have something other than a 30 Year Fixed loan?
Were there ANY terms of your current loan that you did not understand or agree to?
Was ANY part of your current loan negotiated in any language other than English?
At any time were you misled into believing that the current loan you have was
only temporary and they would redo your loan for better terms sometime in the future?
Was the final loan you received different "in any way"
from the original estimate they gave you?
With what you know now, do you feel there may have been
ANY misrepresentations made during your loan prosses?